Junior Risk Manager (f/m/x) – FI Risk Management

Financial Institutions (FI) Risk Management is group-wide responsible for credit analysis (incl. the production of internal credit ratings) and credit underwriting process (review and approval/recommendation of limit applications by identifying and evaluating main credit risks, recommending credit decisions to decision making bodies or approving under own approval authority) for Financial Institutions and Sovereigns – counterparties of RBI Group. 
 (38.5h / week)



 Your role at RBI

  • Credit Analysis of Financial Institutions. Assessment of ratios and all the credit risk relevant parameters. Production of internal ratings and writing analysis
  • Assessment of credit risk related business. Independent evaluation of limit applications and providing a Risk Management Statements with clear recommendations to decision makers with regards to business requests. Presentation of cases to the respective decision-makers
  • Making own decisions within own approval competencies
  • Monitoring of customers’ development in the selected countries. Understanding limits and exposures. Usage of Early Warning System
  • Active cooperation and coordination throughout RBI Group with regards to analyses and credit underwriting processes and policies as well as sharing best practices

Your core competencies

  • Degree in Economics, Commerce or Financial Studies
  • Advanced communication/negotiation/problem solving and decision-making skills including the ability to defend your position in a professional manner
  • Advanced skills in credit risk analysis
  • Good level of understanding of banking products and regulatory framework
  • Strong analytical, pragmatic and solution driven approach
  • Excellent command of English. Additional German or CE / SEE language is a strong advantage
  • Advanced skills in EXCEL and WORD are expected, ideally IT programming and advanced query skills (SQL)

What's in it for you

  • Work Life Balance: flexible working hours & extensive hybrid working possibilities
  • Meaningful Career Options: to develop personally & professionally
  • Learning: as part of our DNA & culture 
  • Easy Moving: relocation allowance & work permit support
  • Easy Commuting: free public transport pass
  • Canteen: healthy, tasty, and heavily subsidized
  • Leisure time activities: attractive sports and cultural offers (free museum tickets, reduced gym membership, etc.)
  • Saving: with vouchers / discounts from our staffs' council (eg. for supermarkets)
  • Free: Salary account and credit card
  • Family Friendly: family allowances, gender-neutral parental leave, part-time work etc. 
  • Salary: starting at EUR 38.500,- gross p.a. excluding overtime (market-compliant overpayment is provided dep. on experience / qualification)


At Raiffeisen Bank International, we are pleased to have more than 17 million customers in Austria and 12 other CEE countries – what got us here, are our talented people. From the moment you join RBI, you will notice our commitment to creating a working environment where everyone can thrive. Diversity and inclusion are essential components of our vision and mission and are reflected in our values: collaboration, proactivity, learning and responsibility. Our shared mission is to provide a superior customer experience by tackling new issues such as digitalization and changing needs. 


For questions regarding our application process, please feel free to take a look on our website or check out our FAQ. If you have any other questions, feel free to contact Ina Breer.

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