Junior Risk Manager (f/m/x) – FI Risk Management

Financial Institutions (FI) Risk Management is group-wide responsible for credit analysis (incl. the production of internal credit ratings) and credit underwriting process (review and approval/recommendation of limit applications by identifying and evaluating main credit risks, recommending credit decisions to decision making bodies or approving under own approval authority) for Financial Institutions and Sovereigns – counterparties of RBI Group. 
 

#full-time  (38.5h / week)

#viennaoffice  (1030)

#homeoffice possible

• Credit Analysis of Financial Institutions. Assessment of ratios and all the credit risk relevant parameters. Production of internal ratings and writing analysis
• Assessment of credit risk related business. Independent evaluation of limit applications and providing a Risk Management Statements with clear recommendations to decision makers with regards to business requests. Presentation of cases to the respective decision-makers
• Making own decisions within own approval competencies
• Monitoring of customers’ development in the selected countries. Understanding limits and exposures. Usage of Early Warning System
• Active cooperation and coordination throughout RBI Group with regards to analyses and credit underwriting processes and policies as well as sharing best practices

Your core competencies

• Degree in Economics, Commerce or Financial Studies
• Advanced communication/negotiation/problem solving and decision-making skills including the ability to defend your position in a professional manner
• Advanced skills in credit risk analysis
• Good level of understanding of banking products and regulatory framework
• Strong analytical, pragmatic and solution driven approach
• Excellent command of English. Additional German or CE / SEE language is a strong advantage
• Advanced skills in EXCEL and WORD are expected, ideally IT programming and advanced query skills (SQL)

What's in it for you

• Work Life Balance: flexible working hours & extensive hybrid working possibilities
• Meaningful Career Options: to develop personally & professionally
• Learning: as part of our DNA & culture 
• Easy Moving: relocation allowance & work permit support
• Easy Commuting: free public transport pass
• Canteen: healthy, tasty, and heavily subsidized
• Leisure time activities: attractive sports and cultural offers (free museum tickets, reduced gym membership, etc.)
• Saving: with vouchers / discounts from our staffs' council (eg. for supermarkets)
• Free: Salary account and credit card
• Family Friendly: family allowances, gender-neutral parental leave, part-time work etc. 
• Salary: starting at EUR 38.500,- gross p.a. excluding overtime (market-compliant overpayment is provided dep. on experience / qualification)