International business requires an international corporate philosophy. Are you open to new ideas and do you value cultural diversity? At Raiffeisen Bank International, we are pleased to have more than 16 million customers in 14 CEE countries. And our journey continues – with exciting new issues for us to tackle such as digitalisation and changing customer needs. Join us on our journey.

Non-lending Products´ Manager for Small Business (f/m)

Small and Micro business customers (customers with annual revenues up to EUR 5 mil) are the fastest growing retail segment with c. 1 mil customers in CEE. The Small business manager for non-lending products is responsible for daily banking products (Business Accounts, Business Debit Cards, Payments, Insurance, FX products, Cash management) and value adding non-banking product in segments of Small and Micro Business customers. She/he develops and implement group strategy in segment of small and micro business to continuously improve respective products and services (especially in light of changing technology, regulatory environment and customer needs) and is in charge of optimizing product profitability and growth of number of customer.

What you can expect:
  • Develop and drive Small business non-lending product strategies across NWBs, identifying a cohesive value proposition
  • Develop appropriate strategic aspirations and budgets for non-lending products
  • Identify market opportunities for particular products (especially commercial card business)
  • Responsibility for small and micro business non-lending products’ profitability
  • Steering product performance, identification of gaps and initiation of corrective actions
  • Approve and monitor new product launches/modification of existing products
  • Lead development and implementation of acquisition strategies as well as customer’s churn decrease programs to increase profitability
  • Develop and implement group wide programs (sales effectiveness programs, pricing programs, behavior economics programs, product innovation/digitization etc.), implementing them in coordination with HO stakeholders and NWBs
  • Spread RBI best practices in the region, organize best practice workshops and further develop community across NWBs  
What you bring to the table:
  • Minimum 5 years’ experience in leading Retail Bank focused on product management of products for private individuals or small businesses
  • Cross-functional experience and/or solid understanding IT/OPS and product innovation/digital
  • Profound Project Management skills, structured way of working and presentation skills
  • Product management for card products for private individual or businesses as advantage
  • Excellent command of English, knowledge of German or CEE language would be an asset
  • Willingness to travel throughout the Raiffeisen network (40% of time)
  • Highly self-motivated and independent
What we offer:
  • You’ll work in an international team at a leading bank
  • You’ll benefit from flexible working arrangements and determine your own work-life balance
  • You’ll benefit from the very latest in tailored professional development
  • You’ll earn an appropriate salary starting at EUR 66.000,00 gross p.a. including overtime

RBI AG is committed to creating a diverse environment and is proud to be an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to age, ethnicity, race or color, national origin, religion, political or other opinion, gender, sexual orientation or disability.
We are looking forward to receiving your online application!