Restructuring (Product) Manager (f/m/x)

In a world of complex business challenges, the Restructuring Product Manager plays a crucial role in supporting financial visibility for clients (non-performing/stressed) by applying excellent analytical skills to aid recovery.

This is an exciting opportunity to gain experience across industries, banking products, and geographies on various restructuring projects and portfolio data analysis.
 (38.5h / week)



 Your role at RBI

  • Assist in advising and supporting corporate financial distress situations through detailed financial due diligence, collaborating with stakeholders like consultants, lawyers, and financing partners. This includes:
    • Analyzing business models and financial standings to identify key issues.
    • Creating and maintaining financial models and developing risk mitigation strategies to rehabilitate clients and minimize bank losses.
    • Continuously assessing the bank’s risk and collateral positions in distressed loan situations.
  • Engage in monitoring, reporting, and supporting early risk prevention schemes.
  • Contribute to innovation in workout processes through digital transformation and data analysis, and participate in cross-functional projects.
  • Stay updated on regulatory developments impacting NPEs and risk cost management, supporting workout-related stakeholder requests.

Your core competencies  

  • University degree in business administration, economics, finance, legal, or similar, with some lending experience in Corporate Banking or Risk/Workout
  • Analytical skills, basic corporate finance, and financial modeling abilities.
  • Passion for working with risk and financial data, and readiness to apply technical and IT skills for strategic developments.
  • Basic knowledge of NPE regulatory requirements and understanding of corporate finance and banking products.
  • Proactive attitude, ownership to resolve issues, and a “thinking out of the box” mindset.
  • Excellent English communication, negotiation, and presentation skills. German fluency preferred.

What's in it for you

  • Work Life Balance: flexible working hours (no core time) & extensive hybrid working possibilities, 30 days / year remote work from any EU-country outside Austria
  • Meaningful Career Options: to develop personally & professionally
  • Learning: as part of our DNA & culture 
  • Easy Moving: work permit support
  • Easy Commuting: free public transport pass
  • Canteen: healthy, tasty, and heavily subsidized
  • Leisure time activities: attractive sports and cultural offers (free museum tickets, reduced gym membership, etc.)
  • Saving: with vouchers / discounts from our staffs' council (eg. for supermarkets)
  • Free: Salary account and credit card (optional)
  • Family Friendly: family allowances, gender-neutral parental leave etc. 
  • Salary: starting at EUR 44.800,- gross p.a. excluding overtime (market-compliant overpayment is provided dep. on experience / qualification)


At Raiffeisen Bank International, we are pleased to have more than 17 million customers in Austria and 12 other CEE countries – what got us here, are our talented people. From the moment you join RBI, you will notice our commitment to creating a working environment where everyone can thrive. Diversity and inclusion are essential components of our vision and mission and are reflected in our values: collaboration, proactivity, learning and responsibility. Our shared mission is to provide a superior customer experience by tackling new issues such as digitalization and changing needs. 


For questions regarding our application process, please feel free to take a look on our website or check out our FAQ.

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