International business requires an international corporate philosophy. Are you open to new ideas and do you value cultural diversity? At Raiffeisen Bank International, we are pleased to have more than 16 million customers in 13 CEE countries. And our journey continues – with exciting new issues for us to tackle such as digitalisation and changing customer needs. Join us on our journey.

Retail Risk Reporting and Analytics Manager (f/m/x) - Digital Bank

We create the new digital-only Retail banking business line as part of the Raiffeisen Bank International with the seat in Vienna. We are looking now for curious, hardworking and experienced team players to strengthen our team to build it up and run the business. We are the team of professionals with a start-up culture in charge of one of largest digital innovation projects in our banking Group. We have plans to build new digital banking end-to-end customer journeys and plan to roll the service out across multiple CEE countries. You will drive the development of retail risk data warehouse and will be responsible for risk reporting and portfolio analysis as well as you will help to grow the business by enhancing the credit risk management.

What you can expect:
  • Be part of the small, but growing retail credit risk team responsible for the whole retail credit risk life cycle
  • Be in charge of the retail risk data warehouse – solution design, define requirements, initial implementation and continuous enhancement of the DWH
  • Develop and be responsible for retail risk reporting, both internal operative and portfolio management reporting, as well as reporting towards RBI and regulatory reporting
  • Identify the need for, develop & implement the monitoring and portfolio management processes and procedures
  • Be in charge of consumer lending portfolio regular and ad-hoc analytics – data preparation, analysis, preparing final report and outcome of analysis for management
  • Be responsible for the risk data quality management
  • Ensure compliance with mandatory requirements, principles, processes, roles and responsibilities for topic areas of Data Governance in line with the BCBS 239 principles
  • Be part of a data-driven organization having as target to drive smart data-based decision making
  • Closely cooperate with your colleagues in risk as well in other areas, both internally and with RBI Head Office

What you bring to the table: 
  • 4+ years of retail credit risk management experience in consumer lending, preferably in following areas – reporting, business intelligence, credit risk management tools, risk infrastructure/operations setup and maintenance – in a financial / lending institution
  • Experience in setting up and continuous development of retail risk data warehouse
  • Understanding of retail credit risk management, related methodological background, knowledge of credit/loan underwriting process and terminology
  • Hands-on experience with portfolio analysis and monitoring of consumer lending portfolio quality
  • Analytical as well as technical skills, experience in data mining is preferred
  • Proactive approach, focus on detail and quality, drive for results
  • Digital savvy, ideally orientation in digital/neo banking industry and recent financial innovations
  • Fluent English 

What we offer:
  • You’ll work in an international agile team with a start-up culture 
  • You’ll benefit from flexible working arrangements and determine your own work-life balance
  • You’ll benefit from the very latest in tailored professional development
  • You’ll earn an appropriate salary starting at EUR 60.000 gross p.a. including overtime

RBI AG is committed to creating a diverse environment and is proud to be an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to age, ethnicity, race or color, national origin, religion, political or other opinion, gender, sexual orientation or disability.
We are looking forward to receiving your online application!