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Credit Risk Manager - Asset‑Based Finance (f/m/x) - Limited for 1 year

We are looking for an experienced and motivated Credit Risk Manager to join our Asset‑Based Risk Management team in Raiffeisen Bank International (RBI) in Vienna.

The team focuses on asset-based finance structures, including mainly Receivables Purchase (factoring, securitization), Payables Finance and Collateralized Loan Obligations. In addition, the role contributes to the securitisation of RBI’s own asset portfolios, with a focus on risk, regulatory and governance aspects.

Please note that this role is limited to a duration of 1 year.

Your mission at RBI:

Perform credit risk assessments and prepare risk recommendations for decision‑making bodies, including credit committees.
Monitor and manage risk at transaction and portfolio level.
Collaborate with origination teams on deal structuring and challenge terms to ensure balanced risk profiles.
Conduct customer due diligence, including on‑site visits when required.
Develop and maintain market, product and regulatory expertise, including tracking regulatory changes.
Contribute to risk governance, including the development and improvement of policies and standards.
Lead or support cross‑functional projects and initiatives, providing risk expertise across the organisation.

Your core competencies:

Degree in Finance, Economics, Commerce, or a comparable field.
Several years of experience in banking, preferably in corporate finance or asset‑based finance, typically gained over at least 3 years in a comparable role.
Analytical and quantitative skills with the ability to assess complex financing structures.
A risk‑aware mindset combined with a broader business perspective.
Ability to manage multiple stakeholders in a constructive, solution-oriented manner.
Demonstrates initiative and drives structural projects and cross‑functional initiatives forward.
Proficient in English for written and verbal communication; German language as an advantage.

What´s in it for you:

Flexible work week: Flexible hours, work-from-home options from Austria, and 30 days/year remote work from any EU country.
Global community: 75+ nationalities, English as the company language, and work permit support. Find out more about international applications here.
Career growth: We believe in continuous learning and proactive career development. Take on challenging work that stretches your abilities, attend trainings, and use new technologies to make a lasting impact.
Stay healthy: Subsidized canteen, well-being programs, check-ups, and sport allowances.
Save money: Discounts, exclusive banking terms, and a heavily subsidized public transport pass.
Family support: Child allowances, gender-neutral parental leave, bilingual company kindergarten, and holiday childcare.
Competitive salary: Starting at EUR 53.100 gross p.a. excluding overtime with market-compliant overpayment based on experience and qualifications. We are happy to discuss your actual salary in person

If you have questions regarding our application process, feel free to check out our FAQ or our page for international applicants.

Your contact:

Alice Sulzer
Talent Acquisition Team

Build a career where your work truly matters. At Raiffeisen Bank International, with more than 17 million customers across Austria and CEE, it’s our people who make the difference. From day one, you’ll take responsibility, grow beyond ladders and org charts, and help us deliver lasting value to our customers. We are dedicated to fostering diversity, inclusiveness, and equity — striving to create a culture where every voice is heard and every individual feels valued and respected.

Your benefits at one sight:

Join a team that values your well-being and professional development, offering a variety of benefits to support your success.

We offer public transport benefits for commuters within and outside of Vienna – for instance, we sponsor the Wiener Linien annual ticket.

Our staff restaurants offers a wide variety of meal options with a strong focus on healthy and organic food, vegetarian and vegan options included. And the prices are heavily subsidized.

Benefit from numerous subsidies and discounts for cultural events and in the sports sector, e.g. subsidies for concert tickets or fitness centers

As an integral component of our company's DNA, we provide internal learning and growth opportunities, allowing for advancement within our organization.

We offer flexible working hours without a core time requirement, as well as extensive hybrid work options. Additionally, employees are entitled to 30 days per year of remote work from any EU country outside Austria.

Recognizing the significance of family to our employees, we provide family allowances, gender-neutral parental leave, a bilingual company kindergarten, and childcare during holidays.

Don't just watch your future happen.
Make it happen.