Junior Corporate Credit Risk Analyst (f/m/x) - 30 hours/week - Limited for 1 year

Group Corporate Credit Analysis (GCCA) is the Internal Rating Agency of RBI. We are responsible for analyzing all types of corporate customers in a broad range of industries, including also complex leveraged finance transactions, and finally assigning a risk-adequate rating to all corporate customers of the bank. In addition to that we support the further development of the rating models for corporates and are deeply involved in the regulatory monitoring of these models. We provide support and guidance for the corporate credit analysis departments in the network units (NWUs) to guarantee a harmonized rating approach all over the RBI Group. 
 
In this job you play an important role in the assessment of the risk of our corporate customers and provide essential input for the further risk decision making process.

Please note that this role is limited to a duration of 1 year.

Your role at RBI:

• Ensure accurate spreading of financial data in accordance with the rules defined in the Rating Manual for customers across a wide range of industries
• Prepare financial analysis reports by identifying risk‑relevant items
• Develop risk‑adequate proposals for the final rating and set appropriate signals in the early‑warning system and fraud prevention tools
• Participate in selected customer meetings, including presenting rating models and results
• Provide intensive support for customers in Special Exposures Management
• Define tailor‑made financial covenants by identifying key financial risk factors and monitor compliance with these covenants
• Contribute to department‑related projects in support of the organization’s transformation towards a data‑driven approach

Your core competencies:

• Degree in a business-related field (e.g., business administration, economics, finance) and/or relevant experience in corporate credit analysis (bank) or audit
• Knowledge of financial statements and accounting standards, including IFRS
• Basic understanding of banking regulation (e.g., Basel II/III)
• MS Office skills (Excel, PowerPoint, Word)
• Ability to structure analyses and present findings clearly in English
• A proactive and structured approach to work, with the ability to deliver tasks within agreed timelines

Nice to have:

• Familiarity with tools such as Power BI, Power Apps, or Python
• Language skills: Spanish and French are a plus
• Industry knowledge (any sector focus)

What´s in it for you:

• Flexible work week: Flexible hours, work-from-home options from Austria, and 30 days/year remote work from any EU country.
• Global community: 75+ nationalities, English as the company language, and work permit support. Find out more about international applications here.  
• Career growth: We believe in continuous learning and proactive career development. Take on challenging work that stretches your abilities, attend trainings, and use new technologies to make a lasting impact.
• Stay healthy: Subsidized canteen, well-being programs, check-ups, and sport allowances.
• Save money: Discounts, exclusive banking terms, and a heavily subsidized public transport pass.
• Family support: Child allowances, gender-neutral parental leave, bilingual company kindergarten, and holiday childcare.
• Competitive salary: Starting at EUR 43.800 gross p.a. (based on 38.5 hours per week) excluding overtime, with market-compliant overpayment based on experience and qualifications. We are happy to discuss your actual salary in person

If you have questions regarding our application process, feel free to check out our FAQ or our page for international applicants.   Your contact: Alice Sulzer Talent Acquisition Team