Junior Quantitative Credit Risk Analyst (f/m/x)

The position is within the Rating Delivery Tribe in the Impairment Team, which is part of the Group Risk Controlling division.

The core competence of the Impairment Team is to calculate and communicate impairments for the RBI Group. We run the monthly production for IFRS 9 Stage 1 & 2 non-retail impairments and produce reports for all portfolios for the RBI Group. Additionally, we are responsible for respective central governance, processes, and methodologies. Our team maintains ongoing exchange with various departments to incorporate the current economic situation and developments into impairments.

To strengthen our team, we are seeking a candidate with a background in finance or credit risk who can fulfill the following tasks.
 

Your mission at RBI: 

• Calculate RBI Group wide expected losses with in-house solution (in R and Python)
• Interact with finance and risk departments at the head office and across the network
• Analyze economic trends and integrate this analysis into the forward-looking information of IFRS 9 impairment
• Report impairments and risk costs using Power BI, including communication of results to internal and external stakeholders
• Execute projects, ensuring effective communication with internal and external parties
• Contribute to the enhancement and streamlining of our central governance processes

Your core competencies:

• Relevant experience in credit risk or finance
• Basic understanding of banking financial statements (balance sheet and P&L) with proficiency in data abstraction and interpretation for different stakeholders
• Excellent communication, analytical, coordination, and presentation skills
• Proven capabilities in analytical thinking and problem-solving
• Team player with high task commitment and independent working style

What's in it for you:

• Flexible work week: Flexible hours, work-from-home options from Austria, and 30 days/year remote work from any EU country. 
• Global community: 75+ nationalities, English as the company language, and work permit support. Our teams thrive on collaboration and mutual respect. 
• Career growth: We believe in continuous learning and proactive career development. Take on challenging work that stretches your abilities, attend trainings, and use new technologies to make a lasting impact. 
• Stay healthy: Subsidized canteen, well-being programs, check-ups, and sport allowances. 
• Save money: Discounts, exclusive banking terms, and a free public transport pass. 
• Family support: Child allowances, gender-neutral parental leave, bilingual company kindergarten, and holiday childcare. 
• Competitive salary: Starting at EUR 44.800,-- gross p.a. excluding overtime, with market-compliant overpayment based on experience and qualifications. We are happy to discuss your actual salary in person. 

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